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Basics of Cost Accounting - 9: Allocation, Apportionment and Reapportionment of Overheads

 Allocation, Apportionment and Reapportionment of Overheads           The objective of Cost Accounting is classifying costs and recording an appropriate allocation of expenditure for the determination of the costs of products or services, and for the presentation of suitably arranged data for the purpose of control and guidance of management A) Allocation of Overheads When items of cost are identifiable directly with some products or departments such costs are charged to cost centres. This process is known as cost allocation. It is the charging of discrete, identifiable items of cost to cost centres or cost units.  It is complete distribution of an item of overhead to the departments or products on logical or equitable basis is called allocation.  Where a cost can be clearly identified with a cost centre or cost unit, then it can be allocated to that particular cost centre or unit.  Allocation is the process by which cost items are charg...
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Basics of Cost Accounting - 8: Overheads

Overheads                        Costs may be classified into direct of indirect cost:           Direct cost can be conveniently traced into or identified with the product manufactures. Direct costs which are also called “Prime Cost” or “Basic Cost which represent, the cost which can be easily and directly identified with the cost centers or cost units.  But indirect cost represents the costs which are not directly identifiable with the cost centers with the cost centers. These indirect cost are called "Overhead Expenses” Meaning: Overheads is the aggregate of indirect material cost, indirect labour cost and indirect expenses which cannot be conveniently identified with and directly allocated to a particular cost center or cost object in an economically feasible way. It is also known as indirect cost or burden or on cost.  Overheads = Indirect Material + Indirect Wa...

Steps in Assessing Personal and Financial Goals || MBA - Sem 2 || Personal Financial Planning

Steps in Assessing Personal and Financial Goals 1. Self Reflection and Goal Identification: Begin by reflecting on personal values, aspirations, and life priorities. Identify what truly matters to you and envision the kind of life you want to lead. Based on this self-reflection, define specific financial goals that align with your values and contribute to your overall life satisfaction. 2. Specificity and Realism: Make your goals specific and realistic. Instead of vague objectives like "saving money" or "investing," specify the exact amount you want to save or the targeted returns on your investments. Realistic goals are more achievable and provide a clear roadmap for financial planning. 3. Prioritization: Prioritize your goals based on their importance and urgency. Some goals may be short-term, such as building an emergency fund, while others may be long-term, such as purchasing a home or funding retirement. Establishing priorities helps in allocating resources eff...

Need for Personal Financial Planning || MBA - Sem 2 || Personal Financial Planning

 Need for Personal Financial Planning 1. Seeing the Future with Clear Vision: Personal financial planning provides individuals with a clear vision of their financial future. By setting specific financial goals and creating a roadmap to achieve them, individuals gain a sense of direction and purpose. 2. Ensure Financial Discipline: Financial planning promotes discipline in managing personal finances. Through budgeting, expense tracking, and adherence to a financial plan, individuals are better equipped to control spending and save for their goals. 3. Giving the Person a Direction: Financial planning offers a structured direction for individuals to follow in managing their money. It outlines steps to take, financial milestones to achieve, and timelines for reaching specific objectives. 4. Improves a Person’s Financial Decision Making: A well-thought-out financial plan helps individuals make informed decisions. By considering their current financial situation, future goals, and risk t...

Introduction to Financial Planning || MBA - Sem 2 || Personal Financial Planning

Introduction to Financial Planning Financial planning is the process of managing your finances to achieve specific life goals while considering your income, expenses, investments, and assets. It involves creating a roadmap that helps individuals or businesses make informed decisions about allocating their financial resources effectively. This process is crucial as it enables people to meet their short-term needs while also preparing for long-term financial security. Definition: “Financial planning encompasses the evaluation of an individual's current financial status, setting achievable financial goals, and outlining strategies to reach those goals.” Importance of Financial Planning: 1. Goal Achievement: Financial planning helps individuals and businesses set clear and achievable financial goals. These goals could include buying a home, funding education, or retiring comfortably. By outlining a roadmap for financial success, financial planning provides a structured approach to work...